Find Your Funding With The
Business Finance Suite
WE HAVE 3 WAYS for you TO WORK with US:
Get Instant Access to the Fundability System™ & Unlimited Coaching Now With Our 12 Month Mentorship While Enrollments Are Open!
SOFTWARE
SOFTWARE & COACHING
WITH OUR TEAM
Investment
$2,700
100% tax write off for you
Step By Step EIN Only Funding Setup With You for ALL TIERS
Access To Lenders Secret Database
All Types Of Funding & Credit For Any Industry
Business Credit Builder Access
Funding Explorer Access
Unlimited Coaching Mon-Fri 8am-7pm With Your Advisor
Financing Specialist Access
Entrepreneur Community for 1 year
Fundability Checks™
Cash Flow Monitoring
Bureau Insight™ Access
1YR MENTORSHIP
BUSINESS & FUNDING MENTORSHIP/SOFTWARE & COACHING WITH JOSH & THE TEAM
Investment
$7,000
EVERYTHING IN THE "SOFTWARE" PACKAGE AND...
100% tax write off for you
1on1 with Joshua each month of the program
Funding Strategy For You To Maximize Your Approvals
Access Multiple Different Types Of Funding
Done For You Funding Apps
Use Our Funding Partners And Relationships
Build a Digital Product Empire
Funding Sequence To Access High Limit Funding
Create Systems To Attract Your Ideal Client
Marketing System For Your Business
Automations And Sequences Installed In Your Business
Inquiry Deletion For Any Inquiry We Get You
DIRECT FUNDING
You Only Pay If You Are Funded
(IF YOU MEET REQUIREMENTS BELOW)
SEE LOAN TYPE & REQUIREMENTS BELOW
Business Credit Card Stacking
Collateral Required:
-Strong personal credit
Approval Amounts:
-$10,000-$150,000
Term:
-Revolving credit cards
Rates:
-Varies per card, 9.9% success rate fee paid after funded
Requirements:
-Personal credit score 700+ on all 3 bureaus
-Under 40% utilization on each revolving accounts
-No more than 4 bank inquiries per bureau in the last 12 months (Does not include secured inquiries like auto loans and mortgages)
-No bankruptcies at all
-No open/unpaid collections or judgments
-No late payments in 2 years and no charged off accounts
-Seasoned major bank card trade lines $5,000 limit +.
-Must have a minimum of 2 open revolving accounts with $5,000 limit +, with at least 2 years of history or more. Can not be an authorized user account.
Details: Approval amounts are typically similar to their current credit card limits. Pre-approval is a soft pull on
Business Revenue Lending
Collateral Required:
-Consistent revenue verifiable through business bank statements
Loan Amounts:
-$10,000-$10 Million
Term:
-6-36 months
Factor:
-1.15 -1.45%
Credit Requirements:
-Personal credit score 500+
-No recent bankruptcies
-At least $10,000 in monthly gross revenue. (last 6 months business bank statements to reflect)
-Time in Business – 6 months or greater
-Business must do over 5 deposits each month
-Some financial services industries are prohibited
Deal Submission Requirements:
Application, 6 months business bank statements
Line of Credit:
Collateral Required:
-Consistent revenue verifiable through business bank statements
Line Amounts:
-Credit lines up to $750,000
Term:
-Revolving credit
Rates:
-Simple interest
Requirements:
-Personal credit score 600+
Details:
-Time in business – 1 year or greater
-$25,000 or higher deposited monthly in your business bank account
-Only pay on amount drawn
Deal Submission Requirements:
-Application
-6 months business bank statements
Term Loan
CollateralRequired:
-Consistent revenue verifiable through business bank statements
Loan Amounts:
-Approvals up to $10 million
Term: 1
-5 years, monthly payments available
Rates:
-Variable
Credit Requirements:
-Personal credit score 650+
Details:
-Time in Business – 1 year or greater
-$25,000 or higher deposited monthly in your business bank account
Deal Submission Requirements:
-Application, 6 months business bank statements
SBA
Collateral Required:
-Revenue from Business and Personal Financials
Loan Amounts:
-Up to $5 million
Term:
-10 to 25 years
Rates:
-Prime + 1% – 2.75%
Credit Requirements:
-Personal credit score 650+
Details:
Time in business – 2 years or greater
Showing some profits on business tax returns for 2 years (no losses)
-No felonies/criminal history
-No defaults on federal loan (VA, FHA or student loan)
-Funding process 4 to 8 weeks
-Can be used for working capital or real estate purchase
Acquisition Financing:
-Personal credit score 650+
-History of management or ownership(of the business being acquired) in a similar or same industry
-3 years of financials from the current business owner
-3 years personal tax returns
-Business debt schedule
15-20% down
Projection Based Lending:
-Personal credit score 650+
-Previous experience in the field
-Personal financial statement
-3 years personal tax returns
-Business debt schedule
-15% to 20% down payment required
Deal Submission Requirements
-Application
-Business tax returns -if applicable
-Personal tax returns – if applicable
-Personal financial statement -if applicable
-Business bank statements(if applicable)
-Business plan
-Financials from business owner
Account Receivable Financing
Collateral Required:
-Account Receivables
Loan Amounts:
-Up to $20 million
Term:
-Variable
Rates:
-Interest rates under 2%
Credit Requirements:
-Poor credit accepted
Details:
-Receive an advance up to 80% of your receivables
-Must be from another business or government agency (not business to consumer)
-No application fees
-No revenue requirements
-Gives business owners access to cash before the 30, 60 or 90 days that it takes customers to pay their bills
-Invoice verification
-Credibility of the Invoicing company
Deal Submission Requirements:
-A prepared Accounts Receivable (AR) Statement/Aging sheet
Purchase Order Financing
Collateral Required:
-Purchase Orders
Loan Amounts:
-Up to $20 million
Term:
-Variable
Rates:
-2% – 5%
Credit Requirements: -None
Details:
-$200,000.00 minimum in existing purchase orders
-Transaction size ranges from $200,000 to $20 million and is based on the amount of purchase orders the client has in hand and the client’s ability to perform when they have a credit worthy end buyer
-Up to 95% of existing purchase orders
-Funds received are paid directly to the supplier
Deal Submission Requirements:
-Provide outstanding purchase orders needing filling
Inventory Financing
Collateral Required:
-Inventory
Loan Amounts:
-$50,000 – $15 million
Term:
-up to 1 year
Rates:
-Prime + 2% and higher
Credit Requirements:
-Personal Credit Score 520+
Details:
$50,000 or higher deposited monthly in your business bank account
Deal Submission Requirements
Provide information on Inventory
Retirement Account Financing
Collateral Required:
-401K or IRA
Loan Amounts:
-Up to 100% of current retirement account value that’s “rollable”
Term:
-5 years, if applicable
Rates:
-Prime + 2 and fees – $3500 to $5000
Credit Requirements:
-None
Details for 401k:
-No longer contributing and no longer employed by the issuing company
-$35,000 minimum in the 401K account
Details for IRA:
-$35,000 minimum in the IRA Deal Submission Requirements:
-For 401k most recent statement
-For IRA most recent statement
Securities
Collateral Required:
-Stocks, Bonds, Treasuries and Other Securities
Loan Amounts:
-$50,000 and up
Term:
-Flexible
Rates:
-between 3-8%
Credit Requirements:
-None
Details:
-$75,000 minimum in Stocks
-$60,000 minimum in Bonds and Treasury
-Up to 90% of value
-Cannot be retirement accounts
-No defaults on any government debt including student loans, or a recent bankruptcy or foreclosure within the past 3 years.
-Securities remain in your name
-Need to be publicly traded companies
-Needs to be 100% Vested
Deal Submission Requirements:
-Need most recent securities statement
-Picture ID (Driver’s LLC)
Real Estate
Collateral Required:
-Commercial Real Estate
Loan Amounts:
-$50,000-$10 million
Term:
-12 months up to 30 years depending on program
Rates:
7.99% and up
CreditRequirements:
-Personal credit score 650+
Details:
To use as collateral
-Personal credit score 650+
-Must own investment home or commercial property
-Physical building with tenant
-Equity in property
-Monthly revenue to support repayment
To use for a Purchase:
-Personal credit score 660+ for first time investors
-Personal credit score 620+ for business owner who has done at least 5 fix n flips in last 3 years
-No outstanding judgements, tax liens, or bankruptcy in the last 3 years
-Must have 15-30% down payment plus closing cost
-Cannot do primary residential
Deal Submission Requirements
Application
-Real estate sheet
-3-6 months business bank statements
-Personal financial statement
Equipment Financing
Collateral Required:
-Equipment valued at least $35,000 or greater
Loan Amounts:
-Up to $5 million
Term:
-Variable
Rates:
-6.25% – 25%
Credit Requirements:
-Personal credit score 500+
Details:
To use for a Purchase:
-Time in business – 2 years or greater
-$10,000 or higher deposited monthly in your business bank account
To use for Collateral:
-Time in business – 2 years or greater
-Equipment purchased within 30-45 days via cash or credit card with invoice that shows that Equipment could have been purchased via equipment vendor
Deal Submission Requirements
-Equipment invoice
-Business bank statements with 6 months revenue to support equipment payment
Book of Business Financing – Insurance Business
Collateral Required:
-Book of Business Report – Rolling 12 month breakdown commission by carrier
Loan Amounts:
-$50,000-$50 million
Term:
-Up to 12 years
Rated:
Variable
Details:
-For acquisition, working capital or business debt restructure
-Commission based loans
Interest-only options
Deal Submission Requirements:
-Application
-Personal Financial Statement
-Book of Business Report
-Year to Date Profit and Loss
-Most recent balance sheet
-2 years of corporate tax returns
Have Questions? Let's Talk!
Struggling to Find the Funding Your Business Needs to Grow?
Do you find the complexities of business financing and credit overwhelming? We provide the tools and guidance you need to demystify the business financing process.
Industry Leading Software Platform
Unlimited Expert Coaching and Consulting Mon-Fri 8am-7pm
Access to the largest assortment of business lenders and credit lines
You have options - even when banks say no!
Funding For Every Situation
By having access to all types of business financing we are able to find solutions that fit your current needs and create a funding plan to reach your big funding needs faster!
Business Credit Lines
Get credit for your business using just your EIN. Unlock high limit business credit lines, business credit cards, and vehicle financing with hundreds of providers to choose from.
Alternative Business Loans
Find lenders who make common sense business loans! Get funding based on the strengths of your business such as Cash Flow, Collateral, or Credit.
Traditional Business Loans
Want high limit loans with great rates, low fees, and better terms? Traditional lending such as SBA Loans, Commercial Real Estate, Lines of Credit, and larger expansions.
COMMON QUESTIONS
Frequently Asked Questions
Discover the world of business loans with our FAQs, covering key topics to help you make informed decisions and unlock growth opportunities.
What Do I Get With Your services?
When you choose our services, you get a comprehensive package of benefits.
Firstly, you have round-the-clock access to our Business Funding Suite, empowering you to manage your funding needs at any time.
We also assist you in establishing a strong foundation of credibility for your business, which is crucial for attracting funding opportunities.
Our Funding Match service ensures that you discover the right funding options tailored to your specific needs.
Moreover, we guide you in building your business credit, opening doors to numerous credit lines for your business.
Additionally, you receive personalized coaching for 12 months, providing you with expert guidance throughout the process.
To further enhance your experience, you enjoy full access to our services for a duration of 5 years.
Finally, we offer a comprehensive funding strategy session, enabling you to plan your financial journey effectively.
Does Your Service Work?
Yes! Funding your business requires a strategic approach. We take a holistic view of your financing needs and tailor our services to match the growth of your business. While it's not an instant fix, our long-term solution will help you secure the funding you need to fuel your business's growth.
Can You Guarantee I Will Find My Funding?
Unfortunately there are no guarantees. Business loans depend on various factors tied to your success. If you currently don't qualify for funding, we will work with you to explore alternative solutions while we help make your business fundable.
1: Establish your business entity and create a Fundability Foundation™ by registering your business, obtaining an EIN, and meeting lender requirements (business address, phone, etc.).
2: Gradually build your business credit profile through timely payments, diverse credit accounts, and monitoring your credit report.
3: While an SSN may be needed for identity verification, providing a personal guarantee can expand financing options.
By following these steps, you can secure business credit without relying solely on your SSN, thus maintaining financial independence between your personal and business finances.
What If I Can't Qualify For Funding?
No worries! That's where Business Credit comes in. Business credit allows you to access high-limit credit lines using only your business's EIN. There are no income or asset requirements, and you can qualify for many accounts without a personal guarantee. Additionally, building business credit improves your chances of getting approved for better business loans. We'll help you secure financing to build your credit and work together to get your business ready for funding.
What's the difference between the programs?
The Funding Accelerator program provides you with 5 years of access to the Business Finance Suite, 12 months of live support and coaching, and a customized funding plan strategy. This plan will guide you throughout your entire funding journey.
The Funding Builder is month to month access with just online support. A great option for the self motivated who just need the right tools for the job!
I Have Bad Credit, Can I Get a Business Loan?
Absolutely! There are numerous options available for business owners with bad credit. We leverage the strengths of your business and collaborate with alternative lenders while simultaneously working on improving your overall credibility.
Will this work for a Startup Business?
Absolutely! Starting your funding journey as a startup can accelerate your success and provide you with the necessary funds to grow your new venture.
$50,000 in 3 Months!
Brian praises the Business Funding Suite for its exceptional service and support. Within 3 to 4 months, he was able to secure $50,000 in funding for his business and plans to refer more clients, grateful for the help he received.
Stop looking and start funding
Find Your Funding with Fundability
Fundability gives you access to everything you need to find your funding when you need it. Our team will guide you through the process to quickly overcome any obstacles and help you get the funding you need to grow your business.
This industry leading platform is the perfect solution to complete your funding plan. Get started today and get:
Fundability Checks™
Business Credit Builder
Funding Explorer
Unlimited Coaching Mon-Fri 8am-7pm
Financing Specialist Access
Entrepreneur Community for 1 year
Cash Flow Monitoring
Bureau Insight™ Access
TESTIMONIALS
Client
Cheryl Risner
Happy Client
The suite’s business credit building process unlocked more funding options than I ever imagined, opening up new possibilities for my business!
Edward Araujo
Happy Client
Within a month, the suite helped set up my business correctly, establish trade lines and revolving credit, and now I'm on track to receive funding.
Brian Howard
Happy Client
Within 4 months I was able to secure $50,000 in funding for my business! I will definitely be referring all my clients to use the Business Finance Suite.